/* =========================================================
   InfinityStox Research — the ONE stylesheet for the whole site
   Every page links css/style.css; shared header/footer come from
   js/layout.js (single header + footer).
   ========================================================= */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
html{scroll-behavior:smooth;font-size:16px}
body{font-family:'Inter',system-ui,sans-serif;color:#0D1B2A;background:#fff;line-height:1.65;overflow-x:hidden}
img{max-width:100%;display:block}
a{color:inherit;text-decoration:none}
ul,ol{list-style:none}

:root{
  --navy:#071829;--navy2:#0C2340;--navy3:#122E55;
  --gold:#C8902A;--gold2:#E4A840;--gold3:#F5C96A;--gold-a11y:#8C651D;
  --cream:#FAF7F2;--cream2:#F2EDE4;
  --text1:#071829;--text2:#2E4057;--text3:#5C6E82;
  --border:#DDE3EC;--green:#1E7A4C;--red:#B4321F;
  --r:8px;--r2:14px;
  --shadow:0 2px 12px rgba(7,24,41,.06);
  --trans:200ms ease;
}

.skip{position:absolute;top:-100px;left:1rem;background:var(--gold);color:var(--navy);font-weight:700;padding:.5rem 1rem;border-radius:var(--r);z-index:9999;transition:top var(--trans)}
.skip:focus{top:1rem}
:focus-visible{outline:3px solid var(--gold-a11y);outline-offset:3px;border-radius:3px}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);white-space:nowrap;border:0}

/* ---------- HEADER ---------- */
.disc{background:var(--navy);overflow:hidden;padding:.4rem 0;border-bottom:1px solid rgba(200,144,42,.25);display:flex;align-items:center;gap:.6rem}
.disc-toggle{flex:0 0 auto;margin-left:.9rem;width:22px;height:22px;display:inline-flex;align-items:center;justify-content:center;background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.2);border-radius:50%;color:#fff;cursor:pointer;padding:0}
.disc-toggle:hover{background:rgba(255,255,255,.16)}
.disc-toggle{position:relative;z-index:2;background:#13263D;box-shadow:0 0 0 .55rem var(--navy)}
.disc-toggle:hover{background:#1E3550}
.disc-track{display:flex;white-space:nowrap;animation:ticker 55s linear infinite;flex:1 1 auto}
.disc-track.is-paused{animation-play-state:paused}
@media(prefers-reduced-motion:reduce){.disc-track{animation:none;white-space:normal;padding:.25rem 1rem}.disc-track span[aria-hidden]{display:none}}
@keyframes ticker{from{transform:translateX(0)}to{transform:translateX(-50%)}}
.disc-track span{font-size:.7rem;color:#8AA4C2;padding-right:4rem;letter-spacing:.02em}
.disc-track strong{color:#D4BC80}

.topbar{background:var(--navy2);display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.5rem 3rem;font-size:.78rem}
.topbar a{color:#A8BDD0;display:inline-flex;align-items:center;gap:.4rem;transition:color var(--trans)}
.topbar a:hover{color:var(--gold3)}
.topbar-reg{color:#8AA4C2}

.navbar{position:sticky;top:0;z-index:200;background:rgba(7,24,41,.97);backdrop-filter:blur(12px);border-bottom:1px solid rgba(255,255,255,.07)}
.nav-inner{max-width:1280px;margin:0 auto;padding:.9rem 3rem;display:flex;align-items:center;justify-content:space-between;gap:2rem;position:relative}
.nav-logo{display:flex;align-items:center;gap:.85rem}
.nav-logo img{height:48px;width:auto}
.nav-logo-text{display:flex;flex-direction:column;line-height:1.15}
.nav-logo-text strong{font-size:.95rem;font-weight:700;color:#fff}
.nav-logo-text span{font-size:.65rem;color:var(--gold3);letter-spacing:.06em;text-transform:uppercase}
.nav-links{display:flex;align-items:center;gap:.15rem}
.nav-links a{display:block;padding:.45rem .8rem;font-size:.83rem;font-weight:500;color:#9DB5CB;border-radius:var(--r);transition:color var(--trans),background var(--trans)}
.nav-links a:hover,.nav-links a[aria-current="page"]{color:#fff;background:rgba(255,255,255,.08)}
.nav-links .nav-cta{background:var(--gold);color:var(--navy)!important;font-weight:700;padding:.45rem 1.1rem;margin-left:.5rem}
.nav-links .nav-cta:hover{background:var(--gold2)}
.hamburger{display:none;background:none;border:1.5px solid rgba(255,255,255,.3);border-radius:var(--r);padding:.4rem .55rem;cursor:pointer}
.bar{display:block;width:20px;height:1.5px;background:#fff;margin:4px 0}

/* ---------- PAGE HERO ---------- */
.page-hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 60%,var(--navy3) 100%);color:#fff;padding:3rem 2rem 2.75rem}
.page-hero-inner{max-width:1100px;margin:0 auto}
.crumb{font-size:.82rem;color:#A8BDD0;margin-bottom:1rem}
.crumb a{color:var(--gold3);font-weight:600}
.crumb a:hover{text-decoration:underline}
.page-hero h1{font-family:'Playfair Display',Georgia,serif;font-size:clamp(1.9rem,4.5vw,2.8rem);font-weight:800;line-height:1.15;margin-bottom:.7rem;letter-spacing:-.01em}
.page-hero p.lead{font-size:1rem;color:#B5C7D8;max-width:70ch;line-height:1.75}
.reg-chips{display:flex;flex-wrap:wrap;gap:.5rem;margin-top:1.4rem}
.reg-chips span{display:inline-flex;align-items:center;gap:.4rem;font-size:.75rem;font-weight:600;color:var(--gold3);background:rgba(200,144,42,.12);border:1px solid rgba(200,144,42,.3);border-radius:100px;padding:.3rem .85rem}

/* ---------- CONTENT ---------- */
.doc{max-width:1100px;margin:0 auto;padding:3rem 2rem 4rem}
.doc-narrow{max-width:880px}
.doc > * + *{margin-top:1.5rem}
.card{background:#fff;border:1px solid var(--border);border-radius:var(--r2);padding:1.75rem 2rem;box-shadow:var(--shadow)}
.card h2{font-family:'Playfair Display',Georgia,serif;font-size:1.3rem;font-weight:700;color:var(--text1);line-height:1.3;margin-bottom:1rem;display:flex;gap:.7rem;align-items:baseline}
.card h2 .n{font-family:'Inter',sans-serif;font-size:.78rem;font-weight:700;color:var(--gold-a11y);background:rgba(200,144,42,.12);border-radius:100px;padding:.15rem .6rem;flex-shrink:0;position:relative;top:-.15rem}
.card h3{font-size:.98rem;font-weight:700;color:var(--text1);margin:1.4rem 0 .6rem}
.card h3:first-child{margin-top:0}
.card p{font-size:.92rem;color:var(--text2);line-height:1.8}
.card p + p{margin-top:.75rem}
.card a:not(.btn-link){color:var(--gold-a11y);font-weight:600;text-decoration:underline;text-underline-offset:2px;word-break:break-word}
.card strong{color:var(--text1)}

.ticks{display:flex;flex-direction:column;gap:.6rem;margin-top:.5rem}
.ticks li{position:relative;padding-left:1.6rem;font-size:.92rem;color:var(--text2);line-height:1.7}
.ticks li::before{content:'';position:absolute;left:.2rem;top:.62rem;width:7px;height:7px;border-radius:50%;background:var(--gold)}

.clauses{counter-reset:cl;display:flex;flex-direction:column;gap:.7rem;margin-top:.5rem}
.clauses > li{counter-increment:cl;position:relative;padding-left:2.4rem;font-size:.92rem;color:var(--text2);line-height:1.75}
.clauses > li::before{content:counter(cl);position:absolute;left:0;top:.05rem;width:1.65rem;height:1.65rem;border-radius:50%;background:var(--cream2);color:var(--gold-a11y);font-size:.75rem;font-weight:700;display:flex;align-items:center;justify-content:center}
.clauses.alpha > li::before{content:counter(cl,lower-alpha)}
.clauses.roman > li::before{content:counter(cl,lower-roman)}
.clauses .ticks{margin-top:.6rem}
/* list that keeps the source document's own labels: <li><span class="l">(a)</span>text</li> */
.lettered{display:flex;flex-direction:column;gap:.65rem;margin-top:.5rem}
.lettered > li{position:relative;padding-left:2.4rem;font-size:.92rem;color:var(--text2);line-height:1.75}
.lettered > li > .l{position:absolute;left:0;top:0;min-width:1.9rem;font-weight:700;color:var(--gold-a11y);font-size:.85rem}
.example{margin-top:1.25rem;border:1px solid var(--border);border-left:4px solid var(--gold);border-radius:var(--r);background:var(--cream);padding:1.25rem 1.4rem}
.example h3{margin-top:0}
.example p,.example li{font-size:.9rem}
.lvl-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:.75rem;margin:1rem 0}
.lvl{background:#fff;border:1px solid var(--border);border-radius:var(--r);padding:.85rem 1rem}
.lvl b{display:block;font-size:1.15rem;color:var(--text1)}
.lvl span{font-size:.75rem;color:var(--text3);text-transform:uppercase;letter-spacing:.06em;font-weight:600}
@media(max-width:680px){.lvl-grid{grid-template-columns:1fr}}

.callout{border-radius:var(--r2);padding:1.25rem 1.5rem;font-size:.9rem;line-height:1.75;color:var(--text2);background:rgba(200,144,42,.08);border:1px solid rgba(200,144,42,.3)}
.callout strong{color:var(--text1)}
.callout a{color:var(--gold-a11y);font-weight:600;text-decoration:underline}
.callout.warn{background:rgba(180,50,31,.06);border-color:rgba(180,50,31,.25)}
.callout + .callout{margin-top:1rem}
.card .callout{margin-top:1rem}

.vm-grid{display:grid;grid-template-columns:1fr 1fr;gap:1rem}
.vm{background:var(--navy);color:#fff;border-radius:var(--r2);padding:1.6rem 1.75rem}
.vm h3{font-size:.72rem;letter-spacing:.12em;text-transform:uppercase;color:var(--gold3);margin:0 0 .5rem}
.vm p{color:#C6D4E2;font-size:.96rem;line-height:1.7}

.two-col{display:grid;grid-template-columns:1fr 1fr;gap:1rem;margin-top:.5rem}
.panel{border-radius:var(--r2);padding:1.5rem}
.panel h3{margin:0 0 .9rem;font-size:1rem}
.panel.do{background:rgba(30,122,76,.06);border:1px solid rgba(30,122,76,.25)}
.panel.do h3{color:var(--green)}
.panel.dont{background:rgba(180,50,31,.05);border:1px solid rgba(180,50,31,.22)}
.panel.dont h3{color:var(--red)}
.panel ul{display:flex;flex-direction:column;gap:.6rem}
.panel li{position:relative;padding-left:1.5rem;font-size:.9rem;color:var(--text2);line-height:1.65}
.panel li::before{position:absolute;left:0;top:0;font-weight:700}
.panel.do li::before{content:'✓';color:var(--green)}
.panel.dont li::before{content:'✕';color:var(--red)}

.steps{display:grid;grid-template-columns:repeat(3,1fr);gap:1rem;margin-top:.5rem}
.step{border:1px solid var(--border);border-radius:var(--r2);padding:1.25rem 1.35rem;background:var(--cream)}
.step .k{display:inline-block;font-size:.7rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--gold-a11y);margin-bottom:.4rem}
.step h3{margin:0 0 .4rem;font-size:.98rem}
.step p{font-size:.87rem}

.address-box{background:var(--cream);border:1px solid var(--border);border-radius:var(--r);padding:1rem 1.25rem;font-size:.9rem;color:var(--text1);font-weight:600;line-height:1.7;margin-top:.75rem}

/* tables */
.tbl-wrap{overflow-x:auto;border:1px solid var(--border);border-radius:var(--r);margin-top:.75rem;-webkit-overflow-scrolling:touch}
.tbl{width:100%;border-collapse:collapse;font-size:.88rem;min-width:600px}
.tbl th,.tbl td{padding:.75rem .95rem;text-align:left;border-bottom:1px solid var(--border);vertical-align:top}
.tbl thead th{background:var(--navy);color:#fff;font-size:.74rem;font-weight:600;letter-spacing:.03em;text-transform:uppercase;line-height:1.4}
.tbl tbody tr:nth-child(even){background:#FAFBFD}
.tbl tbody tr:last-child td{border-bottom:none}
.tbl td{color:var(--text2)}
.tbl td.num,.tbl th.num{text-align:center}
.tbl tr.total td{background:var(--cream2);font-weight:700;color:var(--text1)}
.tbl td.muted{color:#A0AEBD}
.tbl a{color:var(--gold-a11y);font-weight:600;text-decoration:underline}

.kv{width:100%;border-collapse:collapse;font-size:.92rem;margin-top:.5rem}
.kv th,.kv td{padding:.8rem 0;border-bottom:1px solid var(--border);text-align:left;vertical-align:top}
.kv tr:last-child th,.kv tr:last-child td{border-bottom:none}
.kv th{width:38%;font-size:.78rem;font-weight:600;color:var(--text3);text-transform:uppercase;letter-spacing:.05em;padding-right:1rem}
.kv td{color:var(--text1);font-weight:600}
.kv a{color:var(--gold-a11y);text-decoration:underline}

.toc{display:flex;flex-wrap:wrap;gap:.45rem}
.toc a{font-size:.8rem;font-weight:600;color:var(--text2);background:var(--cream);border:1px solid var(--border);border-radius:100px;padding:.35rem .8rem;transition:border-color var(--trans),color var(--trans)}
.toc a:hover{border-color:var(--gold-a11y);color:var(--text1)}
.toc-title{font-size:.72rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--text3);margin-bottom:.8rem}
[id]{scroll-margin-top:100px}

.doc-meta{display:flex;flex-wrap:wrap;gap:.5rem 1.5rem;font-size:.82rem;color:var(--text3);border-top:1px dashed var(--border);padding-top:1.25rem}
.doc-meta strong{color:var(--text2)}

/* ---------- FOOTER ---------- */
footer.site-footer{background:#040E1C;color:#7F9AB4}
.footer-top{max-width:1280px;margin:0 auto;padding:3.75rem 3rem 3rem;display:grid;grid-template-columns:1.6fr 1fr 1fr 1.3fr;gap:2.5rem}
.footer-brand img{background:#fff;border-radius:var(--r);padding:4px}
.footer-brand p{font-size:.85rem;line-height:1.75;margin:1rem 0 .9rem;color:#7F9AB4}
.sebi-chip{display:inline-flex;flex-direction:column;gap:.15rem;background:rgba(200,144,42,.1);border:1px solid rgba(200,144,42,.25);border-radius:var(--r);padding:.6rem .9rem;font-size:.75rem;color:var(--gold3)}
.social-row{display:flex;gap:.6rem;margin-top:1.25rem}
.soc-btn{width:38px;height:38px;border-radius:50%;background:rgba(255,255,255,.06);border:1px solid rgba(255,255,255,.12);display:flex;align-items:center;justify-content:center;color:#9DB5CB;transition:all var(--trans)}
.soc-btn:hover{background:var(--gold);border-color:var(--gold);color:var(--navy)}
.footer-col h3{font-size:.74rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:#fff;margin-bottom:1.1rem}
.footer-col ul{display:flex;flex-direction:column;gap:.6rem}
.footer-col ul a{font-size:.86rem;color:#8EA8C1;transition:color var(--trans)}
.footer-col ul a:hover,.footer-col ul a[aria-current="page"]{color:var(--gold3)}
.f-row{display:flex;align-items:flex-start;gap:.65rem;font-size:.86rem;margin-bottom:.9rem;color:#8EA8C1;line-height:1.6}
.f-row svg{flex-shrink:0;margin-top:3px;color:var(--gold)}
.f-row a{color:#8EA8C1;word-break:break-word}
.f-row a:hover{color:var(--gold3);text-decoration:underline}
.f-row address{font-style:normal}
.footer-disc{border-top:1px solid rgba(255,255,255,.06);padding:1.5rem 3rem;text-align:center;font-size:.8rem;color:#6F8AA5;line-height:1.85}
.footer-disc a{color:#9DB5CB;text-decoration:underline}
.footer-bottom{max-width:1280px;margin:0 auto;padding:1.2rem 3rem;border-top:1px solid rgba(255,255,255,.05);display:flex;justify-content:space-between;align-items:center;gap:1rem;flex-wrap:wrap;font-size:.78rem;color:#6F8AA5}
.footer-bottom nav{display:flex;gap:1.25rem;flex-wrap:wrap}
.footer-bottom a{color:#8EA8C1}
.footer-bottom a:hover{color:var(--gold3)}

/* ---------- RESPONSIVE ---------- */
@media(max-width:1100px){
  .nav-links a{padding:.45rem .55rem;font-size:.8rem}
}
@media(max-width:1024px){
  .footer-top{grid-template-columns:1fr 1fr}
  .steps{grid-template-columns:1fr}
}
@media(max-width:900px){
  .nav-inner{padding:.75rem 1.5rem}
  .hamburger{display:block}
  .nav-links{display:none;flex-direction:column;align-items:stretch;position:absolute;top:100%;left:0;right:0;background:rgba(7,24,41,.99);border-bottom:1px solid rgba(255,255,255,.08);padding:.75rem 1.5rem 1rem}
  .nav-links.open{display:flex}
  .nav-links a{padding:.7rem .8rem;font-size:.92rem}
  .nav-links .nav-cta{margin:.5rem 0 0;text-align:center}
}
@media(max-width:680px){
  .topbar{padding:.45rem 1rem;justify-content:center}
  .topbar-reg{display:none}
  .page-hero{padding:2.25rem 1rem 2rem}
  .doc{padding:1.75rem 1rem 3rem}
  .card{padding:1.35rem 1.15rem;border-radius:12px}
  .card h2{font-size:1.15rem}
  .vm-grid,.two-col{grid-template-columns:1fr}
  .kv th,.kv td{display:block;width:100%;padding:0}
  .kv th{padding-top:.8rem;margin-bottom:.2rem;border-bottom:none}
  .kv td{padding-bottom:.8rem}
  .footer-top{grid-template-columns:1fr;padding:2.5rem 1.25rem}
  .footer-disc{padding:1.25rem}
  .footer-bottom{padding:1.25rem;flex-direction:column;text-align:center}
}
@media print{
  .disc,.topbar,.navbar,footer.site-footer{display:none}
  .page-hero{background:none;color:#000;padding:1rem 0}
  .page-hero p.lead,.crumb{color:#333}
  .card{box-shadow:none;break-inside:avoid}
}

/* =========================================================
   HOME PAGE (index.html)
   ========================================================= */
ul{list-style:none}
/* TOKENS */
:root{
--navy:#071829;
--navy2:#0C2340;
--navy3:#122E55;
--gold:#C8902A;
--gold2:#E4A840;
--gold3:#F5C96A;
--cream:#FAF7F2;
--cream2:#F2EDE4;
--white:#FFFFFF;
--text1:#071829;
--text2:#2E4057;
--text3:#5C6E82;
--border:#DDE3EC;
--gold-a11y:#8C651D;
--r:8px;
--r2:14px;
--shadow:0 2px 12px rgba(7,24,41,.08);
--shadow2:0 8px 40px rgba(7,24,41,.14);
--trans:200ms ease;
}
/* SKIP LINK */
/* DISCLAIMER */
/* TOPBAR */
/* NAV */
/* HERO */
.hero{background:var(--navy);min-height:100vh;display:flex;flex-direction:column;position:relative;overflow:hidden}
.hero-bg{position:absolute;inset:0;pointer-events:none}
.hero-bg-grid{position:absolute;inset:0;background-image:linear-gradient(rgba(200,144,42,.04) 1px,transparent 1px),linear-gradient(90deg,rgba(200,144,42,.04) 1px,transparent 1px);background-size:60px 60px}
.hero-bg-glow{position:absolute;top:-200px;right:-100px;width:700px;height:700px;background:radial-gradient(circle,rgba(200,144,42,.08) 0%,transparent 65%);border-radius:50%}
.hero-bg-glow2{position:absolute;bottom:-300px;left:-200px;width:800px;height:800px;background:radial-gradient(circle,rgba(30,80,150,.12) 0%,transparent 65%);border-radius:50%}
.hero-inner{flex:1;max-width:1280px;margin:0 auto;width:100%;padding:5rem 3rem 4rem;display:grid;grid-template-columns:1fr 400px;gap:4rem;align-items:center;position:relative;z-index:1}
.hero-badge{display:inline-flex;align-items:center;gap:.5rem;border:1px solid rgba(200,144,42,.35);background:rgba(200,144,42,.1);color:var(--gold3);font-size:.72rem;font-weight:600;letter-spacing:.09em;text-transform:uppercase;padding:.3rem .9rem;border-radius:100px;margin-bottom:1.5rem}
.hero-badge svg{flex-shrink:0}
.hero-h1{font-family:'Playfair Display',Georgia,serif;font-size:clamp(2.4rem,4.5vw,4rem);font-weight:900;line-height:1.1;color:#fff;margin-bottom:1.5rem;letter-spacing:-.02em}
.hero-h1 em{font-style:italic;color:var(--gold3)}
.hero-sub{font-size:1.05rem;color:#7A97B8;line-height:1.8;max-width:500px;margin-bottom:2.5rem}
.hero-btns{display:flex;gap:1rem;flex-wrap:wrap;margin-bottom:3rem}
.btn{display:inline-flex;align-items:center;gap:.5rem;padding:.8rem 1.75rem;border-radius:var(--r);font-weight:600;font-size:.92rem;cursor:pointer;border:2px solid transparent;transition:all var(--trans);letter-spacing:-.01em}
.btn-gold{background:var(--gold);color:var(--navy)}
.btn-gold:hover{background:var(--gold2);transform:translateY(-1px)}
.btn-ghost{border-color:rgba(255,255,255,.2);color:#fff}
.btn-ghost:hover{border-color:rgba(255,255,255,.5);background:rgba(255,255,255,.06)}
.hero-stats{display:grid;grid-template-columns:repeat(4,1fr);gap:1px;background:rgba(255,255,255,.08);border-radius:var(--r2);overflow:hidden}
.hero-stat{background:rgba(255,255,255,.04);padding:1.1rem 1.25rem;text-align:center}
.hero-stat-num{font-family:'Playfair Display',Georgia,serif;font-size:1.8rem;font-weight:700;color:var(--gold3);line-height:1}
.hero-stat-lbl{font-size:.72rem;color:#7492AB;margin-top:.3rem;letter-spacing:.03em}
/* HERO CARD */
.hero-card{background:#fff;border-radius:var(--r2);padding:2.25rem;box-shadow:0 24px 80px rgba(0,0,0,.5),0 0 0 1px rgba(255,255,255,.05)}
.hero-card-header{margin-bottom:1.75rem}
.hero-card-header h2{font-family:'Playfair Display',Georgia,serif;font-size:1.5rem;font-weight:800;color:var(--navy);margin-bottom:.3rem}
.hero-card-header p{font-size:.85rem;color:var(--text3)}
.form-row{margin-bottom:1rem}
.form-row label{display:block;font-size:.78rem;font-weight:600;color:var(--text2);margin-bottom:.35rem;letter-spacing:.02em}
.form-row input,.form-row select,.form-row textarea{width:100%;padding:.65rem .9rem;border:1.5px solid var(--border);border-radius:var(--r);font-family:'Inter',sans-serif;font-size:.88rem;color:var(--text1);background:#fff;transition:border-color var(--trans)}
.form-row input:focus,.form-row select:focus{border-color:var(--gold-a11y);outline:none;box-shadow:0 0 0 3px rgba(140,101,29,.25)}
.form-row input::placeholder{color:#B0BFCC}
.form-row input[aria-invalid="true"]{border-color:#C0392B}
.form-row input[aria-invalid="true"]:focus{box-shadow:0 0 0 3px rgba(192,57,43,.2)}
.field-err{display:block;color:#C0392B;font-size:.78rem;margin-top:.35rem;font-weight:600;min-height:0}
.field-err:empty{display:none}
#form-status:not(.sr-only){position:static;width:auto;height:auto;padding:.7rem .9rem;margin-bottom:1rem;border-radius:var(--r);font-size:.85rem;font-weight:600;clip:auto;overflow:visible;white-space:normal}
#form-status.status-success{background:rgba(39,142,90,.12);color:#1E7A4C;border:1.5px solid rgba(39,142,90,.35)}
#form-status.status-error{background:rgba(192,57,43,.1);color:#C0392B;border:1.5px solid rgba(192,57,43,.3)}
#form-status.status-sending{background:rgba(200,144,42,.1);color:#8A6114;border:1.5px solid rgba(200,144,42,.3)}
.btn-submit[disabled]{opacity:.65;cursor:not-allowed}
.btn-submit{width:100%;background:var(--navy);color:#fff;border:none;padding:.8rem;border-radius:var(--r);font-family:'Inter',sans-serif;font-weight:700;font-size:.92rem;cursor:pointer;transition:all var(--trans);letter-spacing:-.01em}
.btn-submit:hover{background:var(--gold);color:var(--navy);transform:translateY(-1px)}
.sebi-note{display:flex;align-items:center;justify-content:center;gap:.4rem;margin-top:.85rem;font-size:.7rem;color:var(--text3)}
.sebi-note svg{color:var(--gold)}
/* TRUST BAR */
.trust-bar{background:var(--cream);border-top:1px solid var(--border);border-bottom:1px solid var(--border);padding:1.5rem 3rem}
.trust-inner{max-width:1280px;margin:0 auto;display:flex;align-items:center;justify-content:space-between;gap:2rem;flex-wrap:wrap}
.trust-item{display:flex;align-items:center;gap:.65rem;font-size:.82rem;font-weight:500;color:var(--text2)}
.trust-icon{width:36px;height:36px;border-radius:50%;background:var(--navy);display:flex;align-items:center;justify-content:center;flex-shrink:0}
.trust-divider{width:1px;height:32px;background:var(--border)}
/* SECTION */
.section{padding:5.5rem 3rem}
.section-alt{background:var(--cream)}
.section-navy{background:var(--navy)}
.container{max-width:1280px;margin:0 auto}
.section-eyebrow{font-size:.72rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-a11y);margin-bottom:.65rem}
.section-navy .section-eyebrow{color:var(--gold3)}
.section-h2{font-family:'Playfair Display',Georgia,serif;font-size:clamp(1.8rem,3vw,2.8rem);font-weight:900;color:var(--navy);line-height:1.15;letter-spacing:-.02em;margin-bottom:1rem}
.section-navy .section-h2{color:#fff}
.section-desc{font-size:1rem;color:var(--text3);max-width:580px;line-height:1.8}
.section-navy .section-desc{color:#6A8FAA}
.sh{margin-bottom:3.5rem}
.sh-center{text-align:center}
.sh-center .section-desc{margin:0 auto}
/* SERVICES */
.svc-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(280px,1fr));gap:1.25rem}
.svc-card{background:#fff;border:1.5px solid var(--border);border-radius:var(--r2);padding:1.85rem;position:relative;transition:transform var(--trans),box-shadow var(--trans),border-color var(--trans);overflow:hidden}
.svc-card::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--gold),var(--gold3));opacity:0;transition:opacity var(--trans)}
.svc-card:hover{transform:translateY(-4px);box-shadow:var(--shadow2);border-color:rgba(200,144,42,.4)}
.svc-card:hover::before{opacity:1}
.svc-tag{display:inline-flex;align-items:center;gap:.3rem;font-size:.67rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;background:rgba(200,144,42,.14);color:var(--gold-a11y);border-radius:100px;padding:.22rem .7rem;margin-bottom:1rem}
.svc-card h3{font-size:1rem;font-weight:700;color:var(--navy);margin-bottom:.65rem;letter-spacing:-.01em}
.svc-card p{font-size:.85rem;color:var(--text3);line-height:1.72}
.svc-link{display:inline-flex;align-items:center;gap:.35rem;margin-top:1.1rem;font-size:.82rem;font-weight:600;color:var(--gold-a11y);transition:gap var(--trans)}
.svc-link:hover{gap:.6rem;text-decoration:underline}
.svc-card-premium{background:linear-gradient(135deg,#FFFDF6 0%,#fff 100%);border-color:rgba(200,144,42,.35)}
.svc-card-premium .svc-tag{background:rgba(200,144,42,.15)}
.premium-badge{position:absolute;top:1.1rem;right:1.1rem;background:var(--gold);color:var(--navy);font-size:.6rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;padding:.2rem .55rem;border-radius:100px}
/* WHY */
.why-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem;margin-top:3.5rem}
.omv-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:1.5rem;margin-top:2.5rem}
.omv-card{border:1px solid rgba(255,255,255,.1);border-left:3px solid var(--gold3);border-radius:var(--r);padding:1.5rem 1.65rem;background:rgba(255,255,255,.03)}
.omv-card h3{font-size:.78rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;color:var(--gold3);margin-bottom:.65rem}
.omv-card p{font-size:.88rem;color:#8AAABF;line-height:1.7}
.why-card{border:1px solid rgba(255,255,255,.08);border-radius:var(--r2);padding:2rem;background:rgba(255,255,255,.04);transition:background var(--trans),border-color var(--trans)}
.why-card:hover{background:rgba(255,255,255,.07);border-color:rgba(200,144,42,.3)}
.why-icon{width:52px;height:52px;border-radius:14px;display:flex;align-items:center;justify-content:center;margin-bottom:1.1rem;font-size:1.4rem;background:rgba(200,144,42,.15);color:var(--gold3)}
.why-card h3{font-size:.98rem;font-weight:700;color:#fff;margin-bottom:.6rem}
.why-card p{font-size:.85rem;color:#7492AB;line-height:1.7}
/* QUOTE */
.quote{background:linear-gradient(135deg,var(--gold) 0%,var(--gold2) 100%);padding:4rem 3rem;position:relative;overflow:hidden}
.quote::before{content:'\201C';position:absolute;top:-2rem;left:2rem;font-family:'Playfair Display',Georgia,serif;font-size:16rem;color:rgba(7,24,41,.08);line-height:1;pointer-events:none;user-select:none;aria-hidden:true}
.quote-inner{max-width:800px;margin:0 auto;text-align:center;position:relative;z-index:1}
.quote-inner blockquote p{font-family:'Playfair Display',Georgia,serif;font-size:clamp(1.3rem,2.5vw,2rem);font-weight:700;color:var(--navy);line-height:1.45;letter-spacing:-.02em}
.quote-inner cite{display:block;margin-top:1rem;font-size:.85rem;font-style:normal;font-weight:600;color:rgba(7,24,41,.6)}
/* STATS STRIP */
.stats-strip{background:var(--navy2);border-top:1px solid rgba(255,255,255,.06);border-bottom:1px solid rgba(255,255,255,.06);padding:3rem}
.stats-inner{max-width:1280px;margin:0 auto;display:grid;grid-template-columns:repeat(3,1fr);gap:1px;background:rgba(255,255,255,.07)}
.stat-box{background:var(--navy2);padding:2.5rem 2rem;text-align:center}
.stat-box-num{font-family:'Playfair Display',Georgia,serif;font-size:2.8rem;font-weight:900;color:var(--gold3);line-height:1;margin-bottom:.4rem}
.stat-box-label{font-size:.8rem;color:#7492AB;font-weight:500;letter-spacing:.04em}
/* NEWS */
.news-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(320px,1fr));gap:1.5rem}
.news-card{background:#fff;border:1.5px solid var(--border);border-radius:var(--r2);overflow:hidden;transition:transform var(--trans),box-shadow var(--trans)}
.news-card:hover{transform:translateY(-4px);box-shadow:var(--shadow2)}
.news-card-img{width:100%;height:180px;object-fit:cover;background:var(--cream)}
.news-card-body{padding:1.5rem}
.news-card-meta{display:flex;align-items:center;gap:.6rem;margin-bottom:.75rem}
.news-cat{font-size:.68rem;font-weight:700;letter-spacing:.09em;text-transform:uppercase;background:rgba(200,144,42,.14);color:var(--gold-a11y);padding:.2rem .65rem;border-radius:100px}
.news-date{font-size:.75rem;color:var(--text3)}
.news-card h3{font-size:.97rem;font-weight:700;color:var(--navy);line-height:1.45;margin-bottom:.6rem;letter-spacing:-.01em}
.news-card p{font-size:.85rem;color:var(--text3);line-height:1.7}
.news-link{display:inline-flex;align-items:center;gap:.35rem;margin-top:.9rem;font-size:.82rem;font-weight:600;color:var(--gold)}
.news-link:hover{text-decoration:underline}
/* REGULATORY */
.reg-grid{display:grid;grid-template-columns:1fr 1fr;gap:3rem;align-items:start}
.reg-links{display:flex;flex-direction:column;gap:.75rem;margin-top:1.5rem}
.reg-link-item{display:flex;align-items:center;gap:.75rem;padding:.85rem 1.1rem;border:1.5px solid var(--border);border-radius:var(--r);background:#fff;font-size:.88rem;font-weight:600;color:var(--navy);transition:border-color var(--trans),box-shadow var(--trans)}
.reg-link-item:hover{border-color:var(--gold-a11y);box-shadow:var(--shadow)}
/* INVESTOR SECTION TABS */
.invtabs{display:flex;flex-wrap:wrap;gap:.6rem;margin:2rem 0 2.5rem;border-bottom:1px solid var(--border);padding-bottom:1.75rem}
.invtab{padding:.65rem 1.3rem;border-radius:100px;border:1.5px solid var(--border);background:var(--cream2);color:var(--text2);font-size:.85rem;font-weight:600;cursor:pointer;transition:background var(--trans),color var(--trans),border-color var(--trans);font-family:inherit}
.invtab:hover{border-color:var(--gold-a11y);color:var(--text1)}
.invtab.is-active,.invtab.is-active:hover{background:var(--navy);border-color:var(--navy);color:#fff}
.invpanel[hidden]{display:none}
.invpanel-h3{font-family:'Playfair Display',Georgia,serif;font-size:1.5rem;font-weight:700;margin-bottom:.85rem;color:var(--text1);border-bottom:1px solid var(--border);padding-bottom:1rem}
.invpanel-intro{color:var(--text3);font-size:.94rem;line-height:1.8;margin-bottom:2rem;max-width:75ch}
.charter-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.75rem}
.charter-card{border:1.5px solid var(--border);border-radius:var(--r2);padding:1.85rem}
.charter-card-accent{border-color:var(--gold-a11y);border-left-width:4px}
.charter-card-head{display:flex;align-items:center;gap:.75rem;margin-bottom:1.2rem}
.charter-icon{width:36px;height:36px;border-radius:50%;background:rgba(140,101,29,.12);display:flex;align-items:center;justify-content:center;flex-shrink:0;color:var(--gold-a11y)}
.charter-card-head h4{font-size:1.05rem;color:var(--text1);font-weight:700}
.charter-list{display:flex;flex-direction:column;gap:0}
.charter-list li{display:flex;gap:.65rem;align-items:flex-start;font-size:.88rem;color:var(--text2);line-height:1.65;padding:.75rem 0;border-bottom:1px solid var(--border);list-style:none}
.charter-list li:last-child{border-bottom:none;padding-bottom:0}
.charter-list li:first-child{padding-top:0}
.charter-list .ck{color:var(--gold-a11y);font-weight:700;flex-shrink:0;margin-top:.15rem}
.grievance-steps{display:flex;flex-direction:column;gap:1.1rem;margin:1.75rem 0 2.25rem;max-width:75ch}
.grievance-step{display:flex;gap:1rem;align-items:flex-start}
.grievance-step-num{width:28px;height:28px;border-radius:50%;background:var(--navy);color:#fff;font-size:.8rem;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.grievance-step p{font-size:.9rem;color:var(--text2);line-height:1.6}
.grievance-step strong{color:var(--text1)}
.complaint-note{background:rgba(140,101,29,.08);border:1px solid rgba(140,101,29,.25);border-radius:var(--r);padding:1rem 1.25rem;font-size:.85rem;color:var(--text2);line-height:1.7;margin-bottom:1.75rem;max-width:75ch}
.complaint-table-wrap{overflow-x:auto}
.complaint-table{width:100%;border-collapse:collapse;font-size:.85rem;min-width:640px}
.complaint-table th,.complaint-table td{border:1px solid var(--border);padding:.7rem .9rem;text-align:left}
.complaint-table th{background:var(--cream2);font-weight:700;color:var(--text1);font-size:.78rem;letter-spacing:.02em;text-transform:uppercase}
.complaint-table td{color:var(--text2)}
.complaint-table-group{margin-bottom:2.5rem}
.complaint-table-group h4{font-size:24px;font-weight:700;color:var(--text1);margin-bottom:.9rem}
.vision-box{background:rgba(140,101,29,.08);border:1px solid rgba(140,101,29,.25);border-radius:var(--r2);padding:1.75rem 2rem;margin-bottom:2.25rem}
.vision-box h4{font-size:.72rem;font-weight:700;text-transform:uppercase;letter-spacing:.1em;color:var(--gold-a11y);margin-bottom:.5rem}
.vision-box p{font-size:.92rem;color:var(--text2);line-height:1.75;margin-bottom:.75rem}
.vision-box p:last-child{margin-bottom:0}
.charter-subhead{font-size:1.15rem;font-weight:700;color:var(--text1);margin:2.5rem 0 .5rem;font-family:'Playfair Display',Georgia,serif}
.dodont-grid{display:grid;grid-template-columns:1fr 1fr;gap:1.75rem;margin-top:1.25rem}
.dodont-card{border-radius:var(--r2);padding:1.75rem}
.dodont-card.do{background:rgba(39,142,90,.06);border:1px solid rgba(39,142,90,.25)}
.dodont-card.dont{background:rgba(192,57,43,.06);border:1px solid rgba(192,57,43,.25)}
.dodont-card h4{font-size:.95rem;font-weight:700;margin-bottom:1rem}
.dodont-card.do h4{color:#1E7A4C}
.dodont-card.dont h4{color:#C0392B}
.dodont-list{display:flex;flex-direction:column;gap:.65rem}
.dodont-list li{display:flex;gap:.55rem;font-size:.85rem;color:var(--text2);line-height:1.6;list-style:none}
.dodont-list .mark{flex-shrink:0;font-weight:700;margin-top:.1rem}
.dodont-card.do .mark{color:#1E7A4C}
.dodont-card.dont .mark{color:#C0392B}
.reg-details-card{border:1.5px solid var(--border);border-radius:var(--r2);padding:1.75rem 2rem;margin-bottom:2.25rem;display:grid;grid-template-columns:repeat(2,1fr);gap:1.35rem 2rem}
.reg-detail dt{font-size:.68rem;text-transform:uppercase;letter-spacing:.08em;color:var(--text3);margin-bottom:.3rem}
.reg-detail dd{font-size:.92rem;font-weight:700;color:var(--text1)}
.mitc-list{counter-reset:mitc;display:flex;flex-direction:column;gap:1.1rem;margin:1.5rem 0 2.25rem;max-width:80ch}
.mitc-list li{list-style:none;display:flex;gap:1rem;align-items:flex-start}
.mitc-list li::before{counter-increment:mitc;content:counter(mitc);width:26px;height:26px;border-radius:50%;background:var(--gold-a11y);color:#fff;font-size:.75rem;font-weight:700;display:flex;align-items:center;justify-content:center;flex-shrink:0}
.mitc-list p{font-size:.88rem;color:var(--text2);line-height:1.7;margin:0}
.disclosure-block{margin-bottom:2.25rem;max-width:82ch}
.disclosure-block h4{font-size:1rem;font-weight:700;color:var(--text1);margin-bottom:.85rem}
.disclosure-block ol,.disclosure-block ul{padding-left:1.25rem;display:flex;flex-direction:column;gap:.5rem;margin-bottom:.5rem}
.disclosure-block li{font-size:.87rem;color:var(--text2);line-height:1.65}
.disclosure-block p{font-size:.88rem;color:var(--text2);line-height:1.75;margin-bottom:.75rem}
@media(max-width:680px){
  .dodont-grid{grid-template-columns:1fr}
  .reg-details-card{grid-template-columns:1fr}
}
@media(max-width:680px){
  .charter-grid{grid-template-columns:1fr}
}
.reg-link-icon{width:32px;height:32px;border-radius:var(--r);background:rgba(200,144,42,.1);display:flex;align-items:center;justify-content:center;flex-shrink:0;color:var(--gold)}
.disc-card{background:var(--navy);border-radius:var(--r2);padding:2rem;border:1px solid rgba(200,144,42,.2)}
.disc-card-header{font-size:.72rem;font-weight:700;letter-spacing:.12em;text-transform:uppercase;color:var(--gold3);margin-bottom:1.25rem;padding-bottom:.75rem;border-bottom:1px solid rgba(255,255,255,.08)}
.disc-item{display:flex;align-items:flex-start;gap:.75rem;font-size:.85rem;color:#8AAABF;line-height:1.65;margin-bottom:.85rem}
.disc-check{width:18px;height:18px;border-radius:50%;background:rgba(200,144,42,.2);display:flex;align-items:center;justify-content:center;flex-shrink:0;margin-top:2px;color:var(--gold3);font-size:.65rem;font-weight:700}
/* CTA SECTION */
.cta-section{background:linear-gradient(135deg,var(--navy3) 0%,var(--navy) 100%);padding:5rem 3rem;text-align:center;position:relative;overflow:hidden}
.cta-section::before{content:'';position:absolute;top:-100px;left:50%;transform:translateX(-50%);width:600px;height:600px;background:radial-gradient(circle,rgba(200,144,42,.08) 0%,transparent 65%);border-radius:50%;pointer-events:none}
.cta-section h2{font-family:'Playfair Display',Georgia,serif;font-size:clamp(1.8rem,3vw,2.8rem);font-weight:900;color:#fff;margin-bottom:1rem;letter-spacing:-.02em;position:relative;z-index:1}
.cta-section p{font-size:1rem;color:#6A8FAA;max-width:480px;margin:0 auto 2rem;line-height:1.75;position:relative;z-index:1}
.cta-btns{display:flex;gap:1rem;justify-content:center;flex-wrap:wrap;position:relative;z-index:1}
/* FOOTER */
/* A11Y BAR */
/* SR ONLY */
/* RESPONSIVE */
@media(max-width:1024px){
  .hero-inner{grid-template-columns:1fr;padding:3rem 2rem}
  .hero-card{max-width:520px}
  .why-grid{grid-template-columns:repeat(2,1fr)}
  .omv-grid{grid-template-columns:1fr}
  .stats-inner{grid-template-columns:repeat(2,1fr)}
  .reg-grid{grid-template-columns:1fr}
}
@media(max-width:680px){
  .trust-bar{display:none}
  .section,.stats-strip,.cta-section{padding:3.5rem 1.5rem}
  .hero-inner{padding:2.5rem 1.5rem 3rem}
  .hero-stats{grid-template-columns:repeat(2,1fr)}
  .why-grid,.stats-inner{grid-template-columns:1fr}
}
.table-subtitle{
    padding-bottom:20px;
}
/* embedded regulatory documents */
.invtabs{gap:.5rem}
.invtab{padding:.6rem 1.1rem;font-size:.83rem}
.invpanel-head{display:flex;justify-content:space-between;align-items:flex-start;gap:1.5rem;border-bottom:1px solid var(--border);padding-bottom:1rem;margin-bottom:1.5rem}
.invpanel-head .invpanel-h3{border:none;padding:0;margin-bottom:.4rem}
.invpanel-head .invpanel-intro{margin:0}
.invpanel-open{flex-shrink:0;font-size:.85rem;font-weight:700;color:var(--gold-a11y);border:1.5px solid var(--gold-a11y);border-radius:100px;padding:.45rem 1rem;white-space:nowrap}
.invpanel-open:hover{background:var(--gold-a11y);color:#fff}
.doc-embed > * + *{margin-top:1.25rem}
@media(max-width:680px){
  .invtabs{flex-wrap:nowrap;overflow-x:auto;padding-bottom:1rem;margin:1.5rem 0 1.75rem}
  .invtab{flex:0 0 auto}
  .invpanel-head{flex-direction:column;gap:.9rem}
}

/* =========================================================
   SERVICES PAGE (services.html)
   ========================================================= */
.complaint-table-group h4{font-size:.95rem;font-weight:700;color:var(--text1);margin-bottom:.9rem}
.sebi-details-card{border:1.5px solid var(--border);border-radius:var(--r2);padding:1.75rem 2rem;margin-bottom:2.75rem}
.sebi-details-row{display:flex;align-items:flex-start;gap:1rem;padding:1.15rem 0;border-bottom:1px solid var(--border)}
.sebi-details-row:first-child{padding-top:0}
.sebi-details-row:last-child{padding-bottom:0;border-bottom:none}
.sebi-details-icon{width:38px;height:38px;border-radius:50%;background:rgba(140,101,29,.12);color:var(--gold-a11y);display:flex;align-items:center;justify-content:center;flex-shrink:0}
.sebi-details-row strong{display:block;font-size:.98rem;font-weight:700;color:var(--text1);margin-bottom:.2rem}
.sebi-details-row span{display:block;font-size:.8rem;color:var(--text3)}
.address-grid{display:grid;grid-template-columns:1fr 1fr;gap:2.5rem;margin-bottom:1rem}
.address-block h4{font-size:1.05rem;font-weight:700;color:var(--text1);margin-bottom:.85rem;font-family:'Playfair Display',Georgia,serif}
.address-block>p{font-size:.9rem;color:var(--text2);line-height:1.75;margin-bottom:1.5rem}
.principal-officer h5{font-size:.75rem;font-weight:700;text-transform:uppercase;letter-spacing:.06em;color:var(--text3);margin-bottom:.85rem}
.principal-officer-row{display:flex;align-items:center;gap:.65rem;font-size:.87rem;color:var(--text2);margin-bottom:.65rem}
.principal-officer-row svg{flex-shrink:0;color:var(--gold-a11y)}
@media(max-width:680px){
  .address-grid{grid-template-columns:1fr}
}
/* ===== STANDALONE CONTENT PAGES ===== */
.policy-hero{background:var(--cream2);padding:3rem 2rem 2.5rem;text-align:center;border-bottom:1px solid var(--border)}
.policy-breadcrumb{font-size:.82rem;color:var(--text3);margin-bottom:1rem}
.policy-breadcrumb a{color:var(--gold-a11y);font-weight:600}
.policy-h1{font-family:'Playfair Display',Georgia,serif;font-size:clamp(1.8rem,4vw,2.6rem);font-weight:800;color:var(--text1);margin-bottom:.65rem}
.policy-intro{font-size:1rem;color:var(--text3);max-width:640px;margin:0 auto;line-height:1.75}
.policy-updated{font-size:.8rem;color:var(--text3);margin-top:1rem;font-style:italic}
.policy-wrap{max-width:800px;margin:0 auto;padding:3.5rem 2rem}
.policy-wrap .disclosure-block,.policy-wrap .vision-box,.policy-wrap .reg-details-card,.policy-wrap .complaint-note{max-width:none}
.policy-wrap .charter-grid,.policy-wrap .dodont-grid{margin-bottom:1rem}
.policy-wrap .grievance-steps{max-width:none}
.policy-wrap .mitc-list{max-width:none}
.policy-toc{background:var(--cream2);border:1px solid var(--border);border-radius:var(--r2);padding:1.5rem 1.75rem;margin-bottom:2.5rem}
.policy-toc h2{font-size:.78rem;text-transform:uppercase;letter-spacing:.08em;color:var(--text3);margin-bottom:.85rem}
.policy-toc ul{list-style:none;display:flex;flex-wrap:wrap;gap:.5rem .9rem}
.policy-toc a{font-size:.85rem;font-weight:600;color:var(--gold-a11y)}
@media(max-width:680px){
  .policy-hero{padding:2.5rem 1.25rem 2rem}
  .policy-wrap{padding:2.5rem 1.25rem}
}
/* ===== SERVICES PAGE ===== */
.sv-hero{background:linear-gradient(135deg,var(--navy) 0%,var(--navy2) 60%,var(--navy3) 100%);color:#fff;padding:4rem 2rem 4.25rem}
.sv-hero-inner{max-width:1100px;margin:0 auto}
.sv-crumb{font-size:.82rem;color:#A8BDD0;margin-bottom:1.25rem}
.sv-crumb a{color:var(--gold3);font-weight:600}
.sv-eyebrow{font-size:.72rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold3);margin-bottom:.75rem}
.sv-hero h1{font-family:'Playfair Display',Georgia,serif;font-size:clamp(2rem,5vw,3.1rem);font-weight:800;line-height:1.15;max-width:18ch;margin-bottom:1rem}
.sv-hero p.sv-lead{font-size:1.02rem;color:#A8BDD0;max-width:62ch;line-height:1.8}
.sv-hero-cta{display:flex;flex-wrap:wrap;gap:.8rem;margin-top:1.75rem}
.sv-btn{display:inline-flex;align-items:center;justify-content:center;gap:.4rem;min-height:44px;padding:.7rem 1.4rem;border-radius:var(--r);font-weight:700;font-size:.9rem;font-family:inherit;cursor:pointer;border:1.5px solid transparent;transition:background var(--trans),color var(--trans),border-color var(--trans)}
.sv-btn-gold{background:var(--gold);color:var(--navy)}
.sv-btn-gold:hover{background:var(--gold2)}
.sv-btn-ghost{background:transparent;color:#fff;border-color:rgba(255,255,255,.4)}
.sv-btn-ghost:hover{background:rgba(255,255,255,.1)}
.sv-section{padding:4.5rem 2rem}
.sv-section.alt{background:var(--cream)}
.sv-section.navy{background:var(--navy);color:#fff}
.sv-wrap{max-width:1100px;margin:0 auto}
.sv-head{margin-bottom:2.5rem;max-width:62ch}
.sv-head.center{margin-left:auto;margin-right:auto;text-align:center}
.sv-kicker{font-size:.72rem;font-weight:700;letter-spacing:.14em;text-transform:uppercase;color:var(--gold-a11y);margin-bottom:.6rem}
.sv-section.navy .sv-kicker{color:var(--gold3)}
.sv-h2{font-family:'Playfair Display',Georgia,serif;font-size:clamp(1.6rem,3.4vw,2.2rem);font-weight:800;color:var(--text1);line-height:1.2;margin-bottom:.75rem}
.sv-section.navy .sv-h2{color:#fff}
.sv-sub{font-size:.97rem;color:var(--text3);line-height:1.8}
.sv-section.navy .sv-sub{color:#A8BDD0}
.sv-grid3{display:grid;grid-template-columns:repeat(3,1fr);gap:1.25rem}
.sv-grid4{display:grid;grid-template-columns:repeat(4,1fr);gap:1.25rem}
.sv-card{background:#fff;border:1.5px solid var(--border);border-radius:var(--r2);padding:1.6rem}
.sv-card h3{font-size:1rem;font-weight:700;color:var(--text1);margin-bottom:.55rem}
.sv-card p{font-size:.86rem;color:var(--text3);line-height:1.72}
.sv-card .num{display:inline-flex;width:34px;height:34px;border-radius:50%;background:var(--navy);color:var(--gold3);font-weight:700;font-size:.82rem;align-items:center;justify-content:center;margin-bottom:.9rem}
/* plan switchers */
.sv-switchbar{display:flex;justify-content:center;margin-bottom:2rem}
.sv-seg{display:inline-flex;flex-wrap:wrap;gap:.4rem;padding:.35rem;background:var(--cream2);border:1px solid var(--border);border-radius:100px}
.sv-seg button{min-height:40px;padding:.5rem 1.15rem;border-radius:100px;border:0;background:transparent;color:var(--text2);font-weight:600;font-size:.85rem;font-family:inherit;cursor:pointer;transition:background var(--trans),color var(--trans)}
.sv-seg button:hover{color:var(--text1)}
.sv-seg button[aria-selected="true"],.sv-seg button[aria-pressed="true"]{background:var(--navy);color:#fff}
.sv-plans{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,330px));justify-content:center;gap:1.5rem}
.sv-plan[hidden]{display:none!important}
.sv-plans .sv-plan{min-width:0}
.sv-plan{background:#fff;border:1.5px solid var(--border);border-radius:var(--r2);padding:1.75rem;display:flex;flex-direction:column;position:relative;overflow:hidden;transition:transform var(--trans),box-shadow var(--trans),border-color var(--trans)}
.sv-plan::before{content:'';position:absolute;top:0;left:0;right:0;height:3px;background:linear-gradient(90deg,var(--gold),var(--gold3))}
.sv-plan:hover{transform:translateY(-4px);box-shadow:var(--shadow2);border-color:rgba(200,144,42,.45)}
.sv-plan-tag{align-self:flex-start;font-size:.66rem;font-weight:700;letter-spacing:.1em;text-transform:uppercase;background:rgba(200,144,42,.14);color:var(--gold-a11y);border-radius:100px;padding:.22rem .7rem;margin-bottom:.9rem}
.sv-plan h3{font-size:1.02rem;font-weight:800;letter-spacing:.02em;color:var(--text1);text-transform:uppercase;margin-bottom:.35rem}
.sv-plan h3{line-height:1.5}
.sv-plan-desc{font-size:.84rem;color:var(--text3);line-height:1.65;margin-bottom:1.1rem}
.sv-price{min-height:2.6rem;margin-bottom:1.1rem;display:flex;align-items:baseline;gap:.4rem;flex-wrap:wrap}
.sv-price-amt{font-family:'Playfair Display',Georgia,serif;font-size:1.9rem;font-weight:800;color:var(--text1)}
.sv-price-gst{font-size:.9rem;font-weight:700;color:var(--text2)}
.sv-price-per{font-size:.8rem;color:var(--text3)}
.sv-price-na{font-size:1rem;font-weight:700;color:var(--text2)}
.sv-feat{list-style:none;display:flex;flex-direction:column;gap:.55rem;margin-bottom:1.5rem;flex:1}
.sv-feat li{display:flex;gap:.55rem;font-size:.83rem;color:var(--text2);line-height:1.55}
.sv-feat li::before{content:'✓';color:var(--gold-a11y);font-weight:700;flex-shrink:0}
.sv-plan .sv-btn{width:100%}
.sv-btn-navy{background:var(--navy);color:#fff}
.sv-btn-navy:hover{background:var(--navy3)}
.sv-panel[hidden]{display:none}
.sv-plan.is-premium{background:linear-gradient(135deg,#FFFDF6 0%,#fff 100%);border-color:rgba(200,144,42,.35)}
.sv-seg button:focus-visible{outline-offset:2px}
.sv-note{margin-top:1.5rem;font-size:.82rem;color:var(--text3);line-height:1.7}
/* payment */
.sv-pay{display:grid;grid-template-columns:1.15fr .85fr;gap:1.75rem;align-items:start}
.sv-bank{background:#fff;border:1.5px solid var(--border);border-radius:var(--r2);padding:1.9rem}
.sv-bank-head{display:flex;gap:.9rem;align-items:center;margin-bottom:1.4rem;padding-bottom:1.1rem;border-bottom:1px solid var(--border)}
.sv-bank-ico{width:44px;height:44px;border-radius:50%;background:rgba(140,101,29,.12);color:var(--gold-a11y);display:flex;align-items:center;justify-content:center;flex-shrink:0}
.sv-bank-head h3{font-size:1.05rem;color:var(--text1);margin-bottom:.15rem}
.sv-bank-head p{font-size:.82rem;color:var(--text3)}
.sv-bank dl{display:flex;flex-direction:column}
.sv-bank-row{display:flex;align-items:center;justify-content:space-between;gap:1rem;padding:.9rem 0;border-bottom:1px dashed var(--border)}
.sv-bank-row:last-child{border-bottom:0}
.sv-bank dt{font-size:.74rem;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--text3);margin-bottom:.2rem}
.sv-bank dd{font-size:1.02rem;font-weight:700;color:var(--text1);letter-spacing:.02em;word-break:break-all}
.sv-copy{flex-shrink:0;min-height:40px;min-width:76px;padding:.4rem .9rem;border-radius:var(--r);border:1.5px solid var(--border);background:var(--cream);color:var(--text2);font-weight:600;font-size:.8rem;font-family:inherit;cursor:pointer;transition:border-color var(--trans),background var(--trans)}
.sv-copy:hover{border-color:var(--gold-a11y);background:#fff}
.sv-copy.is-done{background:rgba(39,142,90,.12);border-color:rgba(39,142,90,.4);color:#1E7A4C}
.sv-bank-warn{margin-top:1.25rem;padding:.9rem 1.1rem;background:rgba(140,101,29,.08);border:1px solid rgba(140,101,29,.25);border-radius:var(--r);font-size:.82rem;color:var(--text2);line-height:1.7}
.sv-safety{display:flex;flex-direction:column;gap:1rem}
.sv-safety .sv-card{padding:1.3rem 1.4rem}
.sv-steps{display:grid;grid-template-columns:repeat(5,1fr);gap:1.1rem;counter-reset:st;list-style:none}
.sv-steps li{background:rgba(255,255,255,.05);border:1px solid rgba(255,255,255,.12);border-radius:var(--r2);padding:1.4rem 1.2rem}
.sv-steps li::before{counter-increment:st;content:counter(st,decimal-leading-zero);display:block;font-family:'Playfair Display',Georgia,serif;font-size:1.5rem;font-weight:800;color:var(--gold3);margin-bottom:.6rem}
.sv-steps h3{font-size:.95rem;color:#fff;margin-bottom:.4rem}
.sv-steps p{font-size:.82rem;color:#A8BDD0;line-height:1.65}
.sv-risk{background:var(--cream2);border-top:1px solid var(--border);padding:1.6rem 2rem;font-size:.84rem;color:var(--text2);line-height:1.75;text-align:center}
.sv-risk .in{max-width:900px;margin:0 auto}
@media(max-width:1000px){
  .sv-grid4,.sv-steps{grid-template-columns:repeat(2,1fr)}
  .sv-pay{grid-template-columns:1fr}
}
@media(max-width:680px){
  .sv-hero{padding:3rem 1.25rem 3rem}
  .sv-section{padding:3.25rem 1.25rem}
  .sv-grid3,.sv-plans,.sv-grid4,.sv-steps{grid-template-columns:1fr}
  .sv-plan-desc{min-height:0}
  .sv-plan h3{min-height:0}
  .sv-switchbar{display:block}
  .sv-seg{display:grid;grid-template-columns:repeat(2,1fr);width:100%;border-radius:var(--r2);gap:.35rem}
  .sv-seg button{width:100%;padding:.6rem .5rem}
  .sv-bank{padding:1.4rem}
  .sv-bank-row{flex-wrap:wrap}
}


/* =========================================================
   ACCESSIBILITY AUDIT FIXES (WCAG 2.1 AA — audit ref. C159)
   ========================================================= */
/* 1.4.1 Use of Color: footer links are underlined, not colour-only */
.footer-col ul a,.f-row a{text-decoration:underline;text-underline-offset:3px;text-decoration-thickness:1px}
.footer-col ul a:hover,.f-row a:hover{text-decoration-thickness:2px}
.footer-bottom{justify-content:center;text-align:center}

/* 1.4.3 Contrast (Minimum) */
.news-link{color:#9F6B33}                       /* "Read full article" on white: 4.9:1 */
.news-link:hover{color:#7A4F22}
.cta-section p{color:#C6D4E2}                   /* paragraph below "Ready to Make Smarter Trading Decisions?" */
.hero-stat-lbl{color:#B5C7D8}                   /* banner statistic labels */

/* lists that replaced role="listitem" on <article> (Home page) */
ul.svc-grid,ul.news-grid{list-style:none;padding:0;margin:0}
ul.svc-grid>li,ul.news-grid>li{display:flex;min-width:0}
ul.svc-grid>li>article,ul.news-grid>li>article{flex:1}

/* Services: bank details list — buttons now sit inside <dd> (valid <dl> structure, WCAG 1.3.1) */
.sv-bank-row{display:block}
.sv-bank dd{display:flex;align-items:center;justify-content:space-between;gap:1rem}
.sv-bank dd .sv-bank-val{min-width:0;word-break:break-all}
.sv-bank dd .sv-copy{flex-shrink:0;letter-spacing:normal;font-size:.8rem}